Ripple's Monica Long outlines XRP Ledger institutional push at XRP Seoul
In brief
- Ripple President Monica Long discussed institutional XRPL use at XRP Seoul, U.Today reported.
- XRP Seoul drew more than 5,500 attendees at the Grand Hyatt Seoul, according to U.Today.
- Tokenized RWA forecast shared at the event projected growth from $6 billion to $30 billion.
- AI agents recently crossed 11 million XRPL transactions, said Ripple's Ayo Akinyele.
- Confidential transfers powered by Zero-Knowledge Proofs are being introduced, Ripple says.
What Long's panel covered
The fireside chat was titled "Institutional Adoption & Capital Mobility on the XRP Ledger." Christina Chan, Ripple's Senior Director of Ecosystem Growth, moderated it, and the panel focused on bringing XRP utility to institutional finance.
The XRPSeoul2026 X account posted key takeaways afterward. According to that summary, regulatory clarity is moving financial institutions out of blockchain experiments and into deploying on-chain infrastructure (with an emphasis on 24/7 collateral mobility).
"A conversation on how financial institutions are migrating on-chain, leveraging XRPL for collateral mobility, tokenized assets, and payment infrastructure."
The takeaways also said Ripple is expanding XRPL's capability stack. It's a long list: permissioned privacy controls, native yield and lending protocols using XRP and RLUSD, plus DEX payment integration handled by Ripple. These are things Ripple says it's building, not features the outlet described as live.
The $30 billion forecast
That's the number people will remember.
A prediction shared at the event said tokenized real-world assets (RWA) would grow from $6 billion to $30 billion, and that AI agent transactions would rise from 10 million to 100 million. U.Today didn't say who made the forecast. It's a projection, not a reported figure.
The XRP Ledger aims to grow over the next year through regional incubators such as the Korea Financial Innovation Program, along with partnerships with institutions, according to the takeaways.
Privacy and AI agents
In a separate presentation, Ripple Senior Director of Engineering Ayo Akinyele covered what's being built into the XRP Ledger for developers, institutions and users. Full on-chain transparency has historically been a barrier for traditional finance. Against that backdrop, the XRPL is introducing "confidential transfers" powered by Zero-Knowledge Proofs, U.Today reported.
Akinyele's presentation also said AI agents recently crossed 11 million transactions on the XRPL. Ripple's developing agent infrastructure for that activity, including verifiable identities, execution safeguards and smart wallets that hold XRP and stablecoins with 3 to 5 second settlement.
Frequently asked questions
What RWA forecast was shared at XRP Seoul?
A prediction shared at the event said tokenized real-world assets would grow from $6 billion to $30 billion. The same forecast had AI agent transactions rising from 10 million to 100 million. U.Today didn't name who made the prediction.
What are confidential transfers on the XRP Ledger?
Ripple says the XRP Ledger is introducing confidential transfers powered by Zero-Knowledge Proofs. In a presentation at XRP Seoul, full on-chain transparency was described as a historical barrier for traditional finance.
