bitFlyer adds 48-hour crypto transfer hold for users verified within 90 days
In brief
- bitFlyer's 48-hour transfer cooldown takes effect October 15, 2026, for recently verified users.
- Individual customers who completed KYC less than 90 days earlier are covered.
- Each yen deposit triggers its own window; transfers capped at deposit minus ¥100,000.
- Deposits of ¥100,000 or less carry no cap; trading and holding are unaffected.
- Fraud tied to newly verified accounts is the target, bitFlyer said.
How the 48-hour window works
The hold isn't a blanket freeze on the whole account. It applies deposit by deposit, so every yen deposit a newer user makes triggers its own 48-hour window, and external transfers of crypto bought with that deposit are restricted while it runs. (Customers whose KYC is 90 days old or older aren't covered.)
During that window, outgoing crypto transfers are capped at the total deposit amount minus ¥100,000. Deposits of ¥100,000 or less carry no cap at all.
Everything else keeps working. Trading, yen movements, and receiving or holding crypto aren't affected by the cooldown. The policy also isn't retroactive: it covers deposits made on or after October 15, and anything deposited before that date falls outside it.
So who actually feels it?
Newly verified users who deposit more than ¥100,000 and want to move the crypto they buy off bitFlyer within two days. Crypto Briefing noted that long-standing users fall outside the 90-day window and that small depositors avoid the cap entirely.
Fraud is the stated goal
bitFlyer said the measure is meant to curb fraud tied to freshly verified accounts. It's not the exchange's first transfer hold, either. bitFlyer already applies a 7-day hold on certain deposit methods, including convenience store payments and Pay-easy, and the new 48-hour cooldown adds to that system rather than replacing it.
The October 2 announcement gives customers about two weeks of notice before the rule kicks in on October 15. That's enough time for anyone who's recently onboarded (and plans to move a larger yen deposit into self-custody) to understand how the per-deposit cap will apply to them.
The exchange operates under the oversight of Japan's Financial Services Agency. According to Crypto Briefing, bitFlyer hasn't suffered a hack since it was founded in 2014.
Frequently asked questions
Who is affected by bitFlyer's 48-hour transfer cooldown?
The rule covers individual bitFlyer customers who completed identity verification (KYC) less than 90 days earlier and who deposit yen. It applies to deposits made on or after October 15, 2026. Earlier deposits fall outside the policy, and so do long-standing users who are past the 90-day window.
How much crypto can a new bitFlyer user withdraw during the 48-hour window?
Each yen deposit triggers its own 48-hour window. During it, outgoing crypto transfers are capped at the total deposit amount minus ¥100,000. Deposits of ¥100,000 or less carry no cap on outgoing transfers.
Does the cooldown freeze trading on bitFlyer?
No. The restriction applies deposit by deposit and isn't a freeze on the whole account. Trading, yen movements, and receiving or holding crypto aren't affected by the cooldown.
Why is bitFlyer introducing the 48-hour hold?
bitFlyer said its goal is to curb fraud tied to newly verified accounts. The cooldown adds to an existing 7-day transfer hold that the exchange already applies to certain deposit methods, including convenience store payments and Pay-easy.
