Ripple Invests in ZILO and Lucuido for XRP Ledger Tokenized Assets

Editorial illustration for: Ripple Invests in ZILO and Lucuido to Expand Tokenized Asset Infrastructure on XRP Ledger

In brief

  • Ripple invested in ZILO and Lucuido to introduce regulated transfer agency and digital asset issuance on XRPL
  • Aviva Investors tokenized its U.S. Dollar Liquidity Fund on XRP Ledger, signaling institutional adoption
  • Infrastructure enables faster settlement and efficient collateral use in capital markets

Institutional Adoption Takes Shape

Aviva Investors has already begun moving assets onto the XRP Ledger, having tokenized its U.S. Dollar Liquidity Fund on the network. The move signals real institutional interest in blockchain-based settlement for traditional investment products.

Ripple's decision to back both firms follows its broader strategy to expand XRPL infrastructure as institutional demand for tokenized investment products grows. The company sees an opportunity to address inefficiencies baked into traditional capital markets, where collateral often remains locked up and settlement timelines stretch longer than necessary.

How XRPL Changes the Game

Traditional financial systems impose friction at every step. The XRP Ledger allows tokenized assets to move faster, settle instantly, and be used more efficiently across financial markets. That speed and efficiency matter most to institutions managing large positions.

Ripple has remained committed to bridging the gap between financial institutions and blockchain technology. These investments in ZILO and Lucuido represent a concrete step toward that goal, building the regulated infrastructure traditional finance requires before moving billions onto a public ledger.